Savings Accounts
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| Savings | $100.00 | 0.01% | 0.01% |
Checking Accounts
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| Classic Interest Checking | $1,000.00 | 0.01% | 0.01% |
| VIP Interest Checking | $100.00 | 0.01% | 0.01% |
Premium Commercial Money Market Account
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0 – $9,999.99 | $1,000.00 | 0.02% | 0.02% |
| $10,000 – $24,999.99 | $1,000.00 | 0.03% | 0.03% |
| $25,000 – $49,999.99 | $1,000.00 | 0.04% | 0.04% |
| $50,000 – $99,999.99 | $1,000.00 | 0.05% | 0.05% |
| $100,000 & above | $1,000.00 | 0.08% | 0.08% |
Premium Money Market Account
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0 – $9,999.99 | $1,000.00 | 0.17% | 0.17% |
| $10,000 – $24,999.99 | $1,000.00 | 0.19% | 0.19% |
| $25,000 – $49,999.99 | $1,000.00 | 0.19% | 0.19% |
| $50,000 – $99,999.99 | $1,000.00 | 0.20% | 0.20% |
| $100,000 & above | $1,000.00 | 0.23% | 0.23% |
Platinum Money Market Account
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| $0 – $49,999.99 | $50,000.00 | 0.01% | 0.01% |
| $50,000 – $99,999.99 | $50,000.00 | 0.20% | 0.20% |
| $100,000 – $249,999.99 | $50,000.00 | 0.27% | 0.27% |
| $250,000 – $499,999.99 | $50,000.00 | 0.42% | 0.42% |
| $500,000 & above | $50,000.00 | 0.57% | 0.57% |
Certificate of Deposit
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| 3 Month | $1,000.00 | 0.03% | 0.03% |
| 5 Month | $1,000.00 | 4.93% | 5.00% |
| 6 Month | $1,000.00 | 0.05% | 0.05% |
| 9 Month | $1,000.00 | 4.72% | 4.75% |
| 12 Month | $1,000.00 | 0.10% | 0.10% |
| 13 Month | $1,000.00 | 4.425% | 4.500% |
| 18 Month | $1,000.00 | 0.10% | 0.10% |
| 24 Month | $1,000.00 | 0.15% | 0.15% |
| 36 Month | $1,000.00 | 0.15% | 0.15% |
Individual Retirement Accounts
| Product | Min. Opening Deposit | Interest Rate | APY* |
|---|---|---|---|
| 18 Month Variable Rate IRA | $1,000.00 | 0.10% | 0.10% |
| 12 Month IRA | $1,000.00 | 3.94% | 4.00% |
| 18 Month IRA | $1,000.00 | 0.10% | 0.10% |
| 24 Month IRA | $1,000.00 | 0.15% | 0.15% |
| 36 Month IRA | $1,000.00 | 0.15% | 0.15% |
